Money EQ by Ken Honda – My Thorough Review After 18 Days Doing It

Money EQ program on Mindvalley really intrigued me the first time I read about it. I mean, emotional quotient in money? How does that work?  

All I know about money before is that it’s not easy to get, especially now that we’ve got the pandemic situation, so I have to be as wise as possible 

And, I had frequent stress involving money, had fights with my boyfriend regarding money, and felt trapped because of money.  

So I find this thing frustrating, and I thought this program could somehow give me a way out of this frustration. 

Then, I watched the free masterclass, trying to figure out what money EQ is and how I can use it for my current financial situation. 

There I found out that emotional quotient in money involves self-healing, self-discovery, and it’s more to spiritual/psychological. 

 I'll be honest, I expected something more practical. Even so, I wanted to know more about this money mindset. I believed this program could help me.  

Therefore, I tried the program for more than two weeks and these are my experience and the things I've learned so far. 


Money EQ class page





Emotional and intelligence quotient in money 

In the free masterclass, Ken said that a lot of people have high money IQ, but not the emotional counterpart.  

By that he means that many people are good at managing money (investing, saving, earning). 

But when it comes to how they feel about and around wealth, it’s usually not good. 

As an example, Ken Honda tells a story about some people who don’t feel that they have enough even though they’re already so rich or have abundance. 

Or, in the opposite spectrum, they treat money like a fiend.  

To them, it's evil—the source of all calamities in their lives, so they’re really careful with it (or straight up rejecting it).

I don’t necessarily think it’s evil. It's just that I often felt uneasy when I charged for my service and when I received money. 

Plus, I'd often got stressed about money, especially when I spend it, thinking if I'd done the right thing or not, if my spending was wise or not.

The reason? I didn't exactly know (other than my then money mindset). But now I realize that one of them was because my money EQ was low.


Money wounds 

What causes the low money EQ? According to Ken, this revolves around our money wounds (also our psyche, but mainly that).  

How I treat money right now has to do with my family’s history around it. I honestly had never thought about it. 

I remember back when I was a kid, I got some money after Lunar New Year and I spent it on a cute but rather expensive cushion. 

My sister and my mother gave me a hard time about it, saying that I should’ve haggled or shouldn’t have bought that at all because it was pricey. 

As a result, I resented that very cushion I'd liked. 

And I remember that situation until now, having had learned that I shouldn’t spend without thinking carefully. It's become one of my money wounds, I believe. 

It’s almost like how we inherit our family's traits because we looked at them or was around them as we grow to adolescence. 

Our families’ unpleasant experience around money, which drives the high money IQ, passes down to us.  

Not just our parents, it goes back to generations before.  

Let’s say that your great-great grandparents lived in poverty for most of their lives. Their money mindset will get passed down to you, albeit not 100%. 

That’s why we’ve got to look at the wounds and resolve them in this program. 


Being able to work with our heart 

Another thing that Ken mentioned in the free money EQ masterclass is that we’ll be able to work with our passion and heart . 

Honestly, I frowned. I'd come to believe that such thing only exists to people with ample financial and emotional support. 

Because of my life experience, I’d forgotten about all that follow-your-passion stuff. I believed that belongs to the cliché-land

In order to get happy money (and increasing our EQ), Ken said that we need to work or do our jobs happily as well.  

Additionally, Ken Honda implied that his program will guide us to that direction. Of course, that intrigued me more.  



So… what is Money EQ? 

The title of Ken’s program is Money EQ, and the three-week program is not only about changing our view towards money. 

Since this money mindset program is about emotional quotient, there are a lot of psychological and spiritual aspects in it. 

Money EQ by Ken Honda

Those money wounds I mentioned above need healing, but we can’t stick a bandage on scars inside our mind, right? 

That's why there are not only lessons from Ken Honda, but also therapy sessions (called Brain Training) by Scott W. Mills.  

I call it therapy because it’s not exactly meditation or relaxation methods. I mean, at least that’s what I think

This money mindset program wants us to have better relationship with money and wealth and appreciate what we have. 

It doesn’t mean that having higher money IQ is not a good thing, or the fact that we want to have more money is bad. 

But, this program wants us to have a nice balance between emotional and intelligence quotient around our financial situation and appreciate more. 

Because sometimes, when we think we don’t have enough of this and that, we actually do. 


Money EQ program details

After you’ve purchased the money mindset program, you can set your own start and finish date  

As I mentioned, the whole class takes 21 days or three weeks and each lesson from Ken Honda takes less than 15 minutes.  

In the free masterclass, you’ll be asked “Who do you want to be?” Your answer(s) can be a goal that guides you during this whole program. 

There are three warmup sessions before you jump into the classes. There’s also workbook that we’ll download on Day 1

Week one is about understanding our current relationship with money, our money EQ types, and how important it is to be thankful.

Second week involves money issues or wounds from our family, forgiving them (and the wounds they inflict on us), and also learning to appreciate more. 

Week three, at least until the point I'm at right now, revolves around ourselves, self-appreciation, and happiness from within. 

In each class, there will be 2 or 3 types of tasks: 1st is reflecting on the lessons or doing the workbook, 2nd is practicing the brain training, 3rd is sharing our experience to the community. 

Every seventh day there’s a lecture from Ken, integration day, and also the bonus of this program: live coaching call with both coaches. 

Money EQ live coaching call session

Integration day means we do things instead of just doing the therapy. It still involves our psyche, but we’re not passive in doing it. 

We can either watch or listen to the live coaching to learn from other people’s experience and get additional brain training sessions. 

All in all, we get great lectures, much-needed therapy around money, supportive community access, and lessons that we can replay whenever we want. 





A bit about Money EQ coaches 

As you can see, there’s not just one lecturer for this program. Ken Honda partners with Scott W. Mills to help us increase our money EQ. 

Some of you may not know Ken. I certainly didn’t before trying this money mindset program


Money EQ Ken Honda


But apparently, he’s well-known in Japan and in business/economy world. Known with the moniker “The Zen Millionaire”, he’s got an international best-selling book titled “Happy Money.” 

The author has a background in accounting. His business was successful that he was able to ‘retire’ at the age of 29 to take care of his daughter. 

An event, happened when Ken Honda was playing with his daughter, moved him to write a book. Writing then became his second career. 

And ever since, many people have known him to be a teacher/coach on money mindset, prosperity, and life in general. 

He's written a lot of books about money and personal finances and he’s been featured in many big media outlets like Forbes, AP, CNBC, and many more. 



You can find more information about him and his book in his website. 

Ken has social media accounts too, namely Facebook, Twitter, and Instagram. You can easily connect with him because he’s pretty active on them all. 

Finding him on YouTube is also easy, either in Mindvalley’s channel or others. 


Scott W. Mills 

I was actually surprised when Ken mentions his name in the free masterclass. I was thinking “Oh, so there are two lecturers, then?” 

If Scott was just a guest lecturer, I wouldn’t find the need to feature him here, but he plays a big part in this money mindset program.  

So, I feel like you all should know who he is. 



He's got a website, but it doesn’t really explain his background. I didn’t know where he got his PhD from. 

It was only when I visited his LinkedIn page that I found out. His PhD is on religion and psychology.    

Basically, his background is spiritual because he also studied religion before doing his doctorate program. 

On his website, you can find his own program and some podcast links  

Scott has social media accounts too, but I notice that he’s most active on Facebook, so it’s better if you connect with him through there.  

Oh, you can also find him on YouTube with ease. He's got his own channel, and some other channels have featured him as well. 




Money EQ


How soon will I start seeing results? 

The mind shifts and a-ha moments will happen daily, as you go through the 21-day program. These changes will stick with you, and you’ll immediately find your thoughts, habits, and decisions about money changing for the better. 

These internal shifts are what will lead you towards tangible positive changes in your income, debt, savings and investments in the weeks, months, and years to come. Just like Ken’s students around the world, you’ll experience these changes faster than you ever thought possible. 


Ken’s teachings seem almost spiritual in nature compared to typical financial advice. Shouldn’t I be focusing on more practical advice? 

Your money mindset – or as Ken calls it, your Money EQ – is the foundation of your financial success. Practical financial wisdom is important, but on its own it cannot replace the impact of working on your relationship with money. 

If you’re not satisfied with your current financial situation, raising your Money EQ is the crucial first step. When you do this, you’ll find yourself almost automatically drawing more wealth into your life. Your emotions and habits around money will change. And you’ll find yourself consistently making better financial decisions. 

We recommend working on both your Money IQ and EQ. But even if you never commit to learning more conventional financial wisdom, raising your Money EQ alone will already make a tremendous difference to your financial success. 


Is it really possible to create profound financial changes in just 21 days? 

Raising your income, getting out of debt, and solving big financial challenges takes time: but it only takes a moment to receive an insight, experience a mind shift, or learn something about yourself that can set you on a path of life-changing financial transformation. 

This is precisely what you’ll get throughout the 21 days of the Money EQ program. Each of these days is engineered to guide you towards a state of financial joy, positivity, and empowerment. 

And in the near future, you may very well look to this experience as the turning point that changed everything for you. 


What did people who’ve tried Money EQ say? 


Money EQ


Unfortunately, there are not many external reviews about this program. And out of the ones I could find, I managed to get only two honest-sounding reviews. 

Here are the testimonials outside Mindvalley that I could find. 


I am now at peace with the idea that money is meant to flow naturally — it comes and goes. I also find myself equipped with new tools to handle my financial fears, now that I see money in a brand new light. Each lesson is valuable, easy to digest, and engaging to learn.*
Brendan Brown,


After Money EQ, I have a sense of peace around money and what’s going to happen financially in the future. I no longer want to be a heavy gambler when it comes to money, even though I’m still willing to take risks here and there.*




My 2-week journey with this program 

Like I mentioned above, I didn’t have a good relationship with money. I worried, sometimes couldn’t sleep because I thought about it all the time

I didn’t want that to continue. Around me, there’s enough drama about wealth (which breaks relationships), and I don’t want that to happen to me. 

And yeah, I had fights with my boyfriend because of money—I'm careful and I prefer to save, while he’s the YOLO type. 

Worrying about money all the time is, to me, not a good experience. That's why I wanted to change my limiting belief about money.  

Also, the Money EQ page on Mindvalley made me interested. Who doesn’t want to multiply wealth, upgrade money skills, and grow income? 

Even though I don’t think I can change people around me through words, I hope that at least they can look at my actions after the money mindset program.  

I mean, who knows that my actions could somehow change them in the future, am I right? 

But anyways, here’s my journal so that you’ll know my personal experience trying out Ken Honda’s program.


Day 1 – 4 

On the first day, Ken Honda talks about how money can either upset us or bring happiness.  

If it’s the former, then what we can do is be happy each time we receive and spend it

I learned that although shyness and the need to be nice when it comes to money may make social relationships better, they may block my money flow. 

Also, I was surprised about Scott’s brain training this day. His session is like a therapy around money and I didn’t expect that. 


Money EQ day 1


Since I learned about being happy when I get or spend money, I felt completely at ease on day 2. This day, we learn about our emotions as we spend. 

It became a bit weird as well, because I had to talk to my wallet.  

That was quite a bizarre experience, but I did it anyway. I honestly felt nothing here, but on the tasks, I felt good with my money. 

I liked the session on day 3 because it talks about the future I really want. The homework is also about finding out my money EQ type, which was fun. 

Contrary to what I'd thought, my type is saver—I'm careful with money and I prefer saving to spending

Before the assessment, I thought I was indifferent or neutral towards it. But nah, I actually want to control money my way. 

Ken encourages us to explore other money types, and that’s something that I need to work on. 

Oh and he said that we tend to be attracted to people with opposite money types. Well guess what, my boyfriend and some of my friends are spenders! 


5th and 6th day of Money EQ

On this day, the money mindset program talks about magokoro, which is sort of like appreciation to everything. 

Now, while I understand the intention and the purpose, people who take extreme measures can turn this into toxic positivity. 

Because in this context, we need to appreciate everything even in our bad times—counting our blessings even though we're have a hard time

So, I decided that I'll practice magokoro after setting my own boundaries so that it won’t turn into the bad kind of positivity. 



Also, Ken Honda talks about his well-known mentor in Japan, Wahei Takeda, and how his generosity gives him money happiness (and presumably high EQ). 

Of course, Ken encourages us to be like his mentor in our own way.  

But I came up with a question: how do we know the ones trying to suck money out of us or the ones in real need of help? 

Can we be too gullible to be generous? What's the extent to that? 

Maybe I could find the answer deep in the community discussion section, but I didn’t because there were too many sharing types of posts instead. 

Because of day 6, I was thinking of creating passive income. Ken said that we should trust that money will come, and one of the ways is having pool money (passive income). 

This day, I was no longer reluctant when I charged my own friend for my service, which was an improvement. 

And, I like this day’s brain training because it’s semi practical. I was able to come up with something small I can do by the end of it


Seventh to ninth day 

I realized something on the seventh day doing this money mindset-changing program: religious people may not like this particular class. 

Ken Honda wants us to thank our money when it’s in and out of our lives, appreciating it no matter what, including paying for taxes. 

But he wants us to actually thank it, that’s why I thought religious people may be uncomfortable doing this. 

The whole idea is simple, though. We should be thankful about everything that comes in and out of your life, whether it’s money or anything else. 

And that thankfulness has to be sincere. 

The live coaching call talks about debt and how we should treat it like a friend instead of a scary monster or a big burden on our shoulders. 

It also talks about appreciation in challenging situation.  

To tell the truth, I liked this live coaching session with Ken because he’s got this wisdom and a lot of stories he can share with us.   

On day 8, I found out that my money wounds come from family trauma. These wounds could be the ones that block our money flow. 

When I think about it, I'd avoided having a lot of money, had always been afraid of taking risks, and uncomfortable when setting a rate/fee because of family trauma

My ninth day in Money EQ had a lot to do with therapy.  

This day talks about negative emotions which we can carry subconsciously for a long time (and become wounds). 

I liked this day’s brain training because it was effective, in my opinion. My bad memory went down from 7 to 3. 


Tenth to twelfth day trying out Money EQ 


Money EQ day 11


Now, I must admit that on day 10, I cried because of the brain training

It was this day that I really tried to understand about my family’s history and their attitude towards money. 

By this point I understood that my parents and their parents had it rough. Trying to place myself in their shoes made me bawl. 

There was something fun too, though, because I made a family tree and tried to guess which my grandmas/grandpas' money types were. 

Day 11 is about forgiveness. I was able to look at the bright side of my unpleasant experience back when I was in university. 

Both Ken’s lesson and the brain training helped me this day

On twelfth day trying to change my money mindset, I learned that the limiting belief about money I had before came from generations before me. 

Not just that, there’s also societal constructs and our own personal experience. 

Ken said that we have to question our current belief system. And in the end, we should be able to choose the belief system we want to have.     




My money mindset on day 13 – 15 

Day 13 talks about the silent givers in our lives—the ones cleaning our trash, maintaining online servers, electricity, etc.  

In short, Ken talks about how we’re not alone and that we actually have this abundance of help and gifts from the ones we usually take for granted. 

I’d honestly never thought of that before and it made me realize that I'd been so ungrateful

money EQ magokoro

So yeah, Ken Honda made me aware of that and I’ve become thankful for the people who’ve made my life the way it is now. 

Physical appreciation is the name of the game on the fourteenth day. We need to name 5 people we’re truly grateful for and write a letter to one or all five.  

Problem is, I could only name 3 people. I don’t know if it’s me who’s just not appreciative enough or what. 

But in truth, the people whom I really trust and love (criteria that Ken says) are just 3. And 3 people is kind of a stretch

Maybe it’s me. Perhaps, I also need to work more on my relationships, I dunno. 

Ken’s live coaching call session this day talks about money in relationships (couple or family/friendship).  

Gosh, I learned about the life experience of people who went through divorce because of money. I felt sorry for them, but I was also thankful that I could learn something from them too. 

Other than the coaching, Scott’s brain training is about how we’re enough. I liked it  

There's another homework assessment on day 15, but this day’s money mindset class is essentially about growing our money container.  

The workbook helps us know if we’re really ready to grow our money container. And I think I am


Money EQ day 16 – 17 

I like the money EQ class on 16th day because it talks about the wise kind of selfishness.  

Because, on my family/friend and country culture, I'm considered self-centered. And I'm pretty adamant about defending this part of myself

Ken Honda’s East Asian, so he understands this issue well and I’m so glad he brings this up in this day’s lesson.  

He says that we need to make sure that we’re content and happy first before caring for others. That way, we’ll have a more positive outlook in life. 

The money mindset class on the next day is also something I like.  

It tells us to find motivation or finding out the things we want to do most through imagination or fantasy

Meaning, Ken asks us to celebrate an imaginary achievement in something we want to do.  

If we feel excited and hyped, then it may be a good choice for us. If not, then we should try it again with different things. 

Now, it did occur to me that this could potentially lead to high expectation and great disappointment.

But on the bottom of the summary, it says that we should celebrate without attachment.  

“You can sabotage it by holding too tightly to the expectation – setting yourself up for disappointment,” it writes.  

So, I came up with a conclusion that I should only use this to hype myself up instead of imagining what may or may not happen in the future. 

Still, I like this lesson. I think it’s really fun


Last day before writing this review? 

Again, I personally really like Ken Honda’s session this day. He says that we can turn the things we like to do or are passionate about into a job. 

He says that when we're happy doing our jobs, our money will be happy too, and it’ll bring prosperity to our lives. 

There's a caveat, though. In this lesson about money mindset, Ken says that we have to make sure that the things we like to do bring money. 


Ken Honda greeting us on Money EQ


And if we’ve found one, starting small is the way  to do it. He says that we shouldn’t aim too high at the beginning. 

For example, A wants to be a YouTuber. If 50 subscribers are enough to make A financially independent when they first start doing it, then that’s okay. 

From this number, A can grow their channel more and more until they live a comfortable life. 

Ken encourages us to start now, and start small. So if you wanna be a photographer, you can buy a tutorial book/class today as a starting step. 

Or if you wanna be a YouTuber like my example, create your channel name today, and make a concept tomorrow, etc. 

On this day, I finally got the answer to the concept of “doing what I want for a living” that I was so skeptical or cynical about. 

I dunno, the last three days of trying this program (before writing this review) felt so personal to me, and that’s why I really liked it


Result of money EQ program so far 

Because of Ken Honda, I was able to find out my money wounds and improve them from there.* This is great for you who have limiting belief about money.  

Personally, I think this is important because I can change my money mindset and make my life more fulfilling.   

Before, I was reluctant to charge more because of the wounds (and regretted my decision after, all the time), but I'm not as reluctant as before now. 

I can let go of my money without overthinking and stressing myself out.*

Well, I still need to keep reminding myself that money will come, because being really frugal is an ingrained habit. But it’s better than before. 

And, I've learned to be more thankful of my life and know that when I need to ask for help (from my friends, family or others) I’ll get it

Moreover, I don't feel as trapped as before when it comes to money. Money EQ's lesson about working with our heart taught me that.

All in all, this program has changed my limiting belief about money and life in general. And I'm glad I found Ken’s class.*




What do I think? 

To be honest, it’s a bit conflicting for me.  

Of course, there are things I really like about money EQ program but there are also some parts that I'm not exactly a fan of. 

But, before I go to the details, I want you all to know that this is just my take. It's just my opinion and experience—they don’t reflect the program. 

Remember that my skepticism, and maybe also cynicism, are pretty hard to shoo away. I know, this is also something I'm working on, albeit slowly

Nonetheless, I think they all contribute to the ones I don’t really like about this money mindset program. 


Things I like about Money EQ

  • Ken Honda! Seriously, he’s so adorable. He's got this sunny disposition that’s so contagious
    He makes every class exciting because at the beginning of each video he always says “Mina-san, konnichi wa! Welcome back, everybody!” or something like that with his usual hand gesture and smile
    I mean, one of his nicknames is ‘Happy Panda’ and it’s not hard to see why. His positivity and enthusiasm are infectious, really.
    And like I mentioned, he’s got many stories to share and I personally like listening to stories because I get to learn from them.
  • Some of the classes and brain training sessions are practical and applicable to my personal life, so it’s not just therapy and theories.
  • The workbook is great, with all the assessments and additional explanation that Ken left out in the videos.
    On that note, homework involving the money EQ’s workbook is fun
  • We learn a lot just from the free masterclass only. Plus, we get special price from it as well, which is really nice.


Money EQ free masterclass FAQ


  • Even though this money mindset class is about emotional slash spiritual slash psychological part, it still brings change.*
      There are no ‘logical’ lessons here as in investing, saving more, etc. But I can feel so thankful of my life and feel a sense of abundance.
    Well, I still want to improve my financial situation, of course, but I don’t feel lacking like I used to.
    Ken teaches us how to do that effectively too, which I appreciate.
  • The live coaching sessions are many (4 in total, if I'm not mistaken), each 1,5 hours long
    So, you may pay more for this program, but you get to watch many live coaching bonus sessions, and the experience you’ll learn is invaluable, IMHO.


Things that need improvement 

  • Some brain training sessions are available in audio recordings only, and they’re not high quality, so to speak.
    Probably they’re the updated version, done far away from Mindvalley’s HQ. And they’re not actually bad, it’s just that they’re noisy


Money EQ brain training audio


  • Sometimes, Scott’s sessions are kind of fast-paced, in a way that when it’s our time to imagine, he says something.
    This may be just me and a bit of my perfectionism, though.
    But for example, Scott tells me to relive a memory. I was currently trying to remember my memory, shaping and forming the images
    Then, Scott tells me to add this and that within a relatively short amount of time.
    I honestly thought that distracted me instead of helping, because I’d tried to forget some of my memories and it was pretty hard to remember them.
    Again, this may just be because of my own fault, so take this point with a grain of salt.
  • Sometimes, the sharing sessions from the live calls can be inaudible because of the different internet connections around the world.
    Therefore, it could be hard to know the callers’ stories well.
    Don’t get me wrong, I absolutely appreciate money EQ team’s efforts to make the callers’ stories known (during the sharing sessions).
    But again, the internet connection could prevent us from hearing the stories well The only suggestion I can give is reading the shares instead.
  • Ken Honda’s sessions themselves are less than 15 minutes (as marketed), but with brain trainings and ‘homework’, the total time is around 30 mins.


Do I recommend Money EQ? 

Yeah, without a doubt. If your problem with money’s largely psychological/emotional/spiritual, I do recommend it.*

Maybe you don’t know it yet, and that’s why I also recommend you to watch the free masterclass because it helped me realize. 

Money EQ is also for people who feel like they've just got a lot of money and it ‘disappears' quickly.

Perhaps, they spend or lend it to people they know without the ability to control those impulses.

What I'm saying is, money wounds and trauma are mostly the ones causing our struggles with money. 

By taking care of them, we'll know what's going on inside our bodies.

These problems are really common (I could tell by reading/listening to other people's stories), and that's why I really recommend Money EQ.

I may have my likes and dislikes about this money mindset program, but I still think it’s great

Besides, it’s changed my limiting belief about money, remember?* 

Also, I can’t recommend Ken Honda enough as your money teacher

I mean, he’s from Japan, which is a country with pretty stable economy and rich in culture (bad or good), and he combines it with western values. 

So it’s east meets west situation that I think is neat and pretty much applicable to everyone from different parts of the world. 


Money EQ is great for… 

  • People with the emotional side of money issues, like I said above.*
    We really don’t know how much we’re actually carrying our ‘unseen’ wounds or scars until we start looking at them. 
    And once we’re able to deal with them, it can feel liberating.
  • Similarly, if you think (or find out later after the free masterclass) that you have a limiting belief about money, just try this class. 



  • It's changed mine, and it may change yours too.* If it’s slow, that’s okay, my own process took a bit of time too.
  • Ever felt like you don’t know the reason why you think money is one of the biggest adversaries of humankind?
    Your money wounds may be the source for that thought, and this class can help you heal those wounds and really look at your deep-rooted issues.
    For actually, our psyche influences our outlook in life, including wealth and money.
  • If you’ve been struggling with money around your relationships, daily life, and personal goals, you should give this money mindset program a try.
    Ken Honda also coaches couples from time to time, so he knows how couples work around money
  • Like I mentioned above, this program is good for people who struggle a lot with money.
    Meaning, you just can't stop spending money in many ways or can't get out of a debt cycle.
    Ken's teaching may be able to help you in his ways, with the help from Scott's therapy.
    Believe or not, tending to your money wounds, or at least facing them, can help you now or in the long run.


But not so much for… 

  • People who want absolute practical approach to solving money problems.
    This isn’t a step-by-step guide to better manage or multiply your money.
    Rather, it’s about what you can do to achieve that at your own pace, learning your own capacity, and basically approaching money from psychological perspective.
  • Money EQ may also be not for extremely busy people who really don’t have time to pause for at least 30 minutes.
    Because, like I said, every class (from start to finish) takes at least that long. But there’s a tip I can give you after this. 
  • If you have mental health problems because of money, I suggest seeking professional help beforehand.
    While Scott’s brain training sessions are like a therapy, I personally think they’re better suited for people with mental soundness.
  • I mentioned about religiousness in my journal. If you’re religious, you may be uncomfortable with some of Ken Honda’s teachings.
    Don't worry, though, I can give you some tips about this below.


Tips from me 

  • First and foremost: watch the free masterclass. It really helps with finding out our spiritual issues regarding money
    And hey, special price for watching Money EQ’s free lesson until the end!
  • Get journaling stuff because there’s a lot of writing involved here. If you like, print the workbook so you can write everything down there.



  • But if you don’t like the idea of printing (out of eco consciousness, perhaps), just write everything down in your preferred journaling tool
  • If you’re really busy, just do it whenever you can instead of doing it in one full session (eg. Ken's video in the morning, brain training at lunch break, homework at night).
    In the FAQ section this money mindset class says that you can absolutely finish or do the program at your own pace.
    So if you can only do it on weekends, no worries!
  • Otherwise, if you have the time, make for at least 30 minutes like I mentioned.
    Because sometimes, you may need more time to do the brain training effectively or do the workbook. 
  • For religious people, just be thankful to God (or gods or deities) each time you get or let go of money
    I mean, I'm not religious but I'm still pretty uncomfortable thanking my money. So instead, I thank God.
    Essentially, Ken wants us to be thankful at all times, so I’m pretty sure it’s okay if we don’t actually thank money like he says.


How much is Money EQ? 

Money EQ priceLet's talk about price now.

For a single Money EQ program, it costs $399. You can pay in 3 installments, but I don't recommend it because it gets pricier ($149 for a total $447). 

Now, a single program costs you a fortune, that’s true.


However, there are ways to make it more affordable!

First, go watch the free masterclass until the end.  

The free lesson you get about money mindset is, in my opinion, really good, and you’ll get a discount by the time you’ve finished watching. 

If you want to make it way more affordable, I suggest joining the membership for $499/year 

It may still sound so expensive, but you’ll get the whole vault of top-quality programs that you can learn from any place at any time. 

Besides, Ken Honda revealed that a single consulting/coaching session with him costs a hecking lot of money.  

I don’t remember how much exactly but it’s in thousands of dollars area. Oh, it’s up there. So, I think we still get the best price.  



Money EQ discount



And if you don’t like it? 

You have nothing to lose with this money mindset program. Essentially, you have a free trial for about two weeks. 

If you’ve done it for a week and think that it’s not doing anything to you, you can ask for a refund. 



Mindvalley offers money-back guarantee within 15 days after purchase.  

It's not just for a single program, but also for the membership as well. Should you want to ask for a refund, just send them your request. 


Bottom line is… 

Despite some things I'm not a fan of, I can still say that I’m really glad to have found this program. 

Even though I’m still a saver deep down inside , my relationship with money has changed, and I'm no longer too careful about it.* 

The program is largely spiritual, but there are some practical lessons as well that change my limiting belief about money. 

Given, Ken Honda is a great teacher, and Scott W. Mills’s brain training sessions did help me at times. 

This Mindvalley class is not for you if you’re exclusively looking for a ‘logical’ guide to making more money. 


Money EQ program by Ken Honda


It's also not for you if you’re currently struggling with your mental health because of money. 

But if you’re healthy body and soul and you want to learn the more spiritual approach to money, I recommend you to try it out. 

Because personally, I now believe that the right money mindset can bring us to a sense of fulfillment, abundance, and joy. 

  If we combine that with the same level of money IQ, surely we’ll have a powerful combo that'll get us through life more easily, don’t you think? 

I understand if you’re not so sure yet. So, I suggest watching Money EQ’s free masterclass and see if you want to try it out or not. 

Remember, it’s absolutely free and you can get a special price when you watch it until the end. 

And, think of the refund policy as a free trial, so you have nothing to lose. 

Good luck with your relationship with money!





  This review is based on a personal experience and therefore not a formal article. That said, my review does not reflect the program itself. 

Because I haven’t finished the whole program, my result and review will be different from the ones who have finished it. 

Speaking of results, they vary from one person to another due to many factors. For example, one’s ability to imagine, one’s income and relationship with money, capability do the tasks and brain training according to the program, and their mental as well as physical state. 

Money Mindset cannot be considered a cure for people with mental issues due to money problems. If you are, in fact, in such condition, seek professional help first. 

On similar note, if you have any financial problems, consult your accountant, financial consultant, or experts in that field. 

Do not do this program, particularly the brain training, when you’re driving or in any potentially dangerous situation. 

There are no physical products from this program other than the downloadable workbook, and you can access them from your personal devices (computer, tablet, smartphone). 

8.5 Total Score

Content quality
Teacher credibility
Applicability & practicality
  • Engaging and supportive teachers that radiate positivity
  • Lessons that are easy to understand
  • Great free masterclass
  • Fun homework and workbook
  • Flexible (the ability to finish the program at our own pace)
  • Supportive community
  • 15-day money back guarantee
  • Single program costs a lot
  • Takes at least 30 minutes each class
  • Some updated audio recordings are a bit low-quality
  • Not for people looking for a step-by-step guide to more physical wealth by saving or investing
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